RSS FeedsYou Are Here: Home Page » Finance » Personal-finance » Page5
Why 401(k) Retirement Plans Really Don't Work
Although it is true that you do not pay income taxes on your contributions up front, during your earning years, you will undoubtedly pay through both nostrils when you attempt to retire. If your parents have planned poorly, you may find yourself trying to retire at a time when the stock market is not in a party mood---...
How To Get A Fast Payday Loan With No Debit Card
If you are new to borrowing money then you probably know you can get a loan from your local bank. But did you know you could get a fast short term loan to get you out of an immediate financial fix....
Identity Theft Statistics Are Extremely Alarming
Identify theft is quite common in the United States, much more common than many of us think. Actually it is one of the fastest rising crimes in America, to make matters worse not only is it one of the most difficult to detect but one of the hardest to solve....
How To Create More Income
Very few of us focus on increasing our income in hard times, which is exactly what we should do. Creating more income is also a more positive approach than merely cutting back our spending....
Timeshares Affordable Part Time Ownership with a Twist
If full-time ownership, plus the responsibilities and liabilities the come with it are too much for you, you may opt for a time share instead. Time shares part-time ownerships that allow you to share in the costs and responsibilities for a property. This works well because you do not have to shoulder the burden of paying for and maintaining a property by yourself....
How To Live Within Your Means
There is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income....
Rules for Investing- How To Build a Portfolio of Safe, Secure Investments
In order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage....
Making Money - It is All in Your Mind
Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money....
Know Your Finances - The 1st Step Towards Financial Freedom
One of the greatest mistakes you can make in managing money is not knowing where your money is going. About 90% of people who come to see me do not know exactly how they spend their money. Some may have small notebooks where they scrawl their monthly accounts but when they start to put everything down on paper, they are always surprised, if not shocked, to see the real state of their finances....
What Are The Best Credit Secrets Kept Hidden From You?
Do you wish you had better credit? There certainly are ways to improve your credit, and it does not have to take years or even several months to do it. People who improve their credit enjoy many advantages over those whose credit has suffered. But many are those who tend to do nothing about it......