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Personal Finance Articles

The New Personal Accounts Scheme - Time to Save For Retirement

Proposals for the National Pensions Saving Scheme, or Personal Accounts scheme as it has been dubbed, have received popularity and support since their emergence in the 2007 Pensions Bill....

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10 Tips To Sell That House Fast And Clear Those Debts!

By reading this article learn the various different strategies you can use to sell your house fast when you need to clear debts. There is always away....

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Chapter 13 Bankruptcy or Debt Consolidation: Which Is Better?

Chapter 13 Bankruptcy is a legal process that differs from traditional debt consolidation in certain important ways. This article details some of the most significant differences....

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Five Tips for Shopping on a Budget

Sticking to a budget is rarely easy, but there are plenty of simple tricks and tactics you can use to avoid unnecessary overspending....

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I Need Help to Manage My Debts

Debt is one of the fastest growing social problems in the developed world and can affect the overall health and well-being of everyone with money worries but there are ways to end this situation. Read more......

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If My Personal Assets are Worth Less, Am I Worthless Too?

The biggest problem with defining oneself by one's possessions is unfortunately one's possessions. This follows directly behind the old proverb 'be careful what you wish for because you just might get it.' And later wish you hadn't....

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Five Bankruptcy Myths You Should Not Believe

If you have serious misgivings about filing for bankruptcy, and are having difficulty making a decision to procede, here are some straight answers to the biggest roadblocks that could be holding you back....

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How to Get Out of Credit Card Debt

Part of the problem with society these days is the amount of individuals that are living with credit card debt. When you owe thousands of dollars then you need to seriously consider ways to pay off the debt before it gets too late. It now remains for each individual to realize what a position they are in and find some way to obtain credit card debt relief. Read more......

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Shall I File for Bankruptcy

Bankruptcy is a legal action filed by someone who cannot pay his debts and is a traumatic experience. Should you file for bankruptcy or should you let foreclosure home in? Read more......

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Pensions - Are They Worth It?

It is predicted that a single person's state pension will be worth just 106 per week by 2012, which will not be adequate considering inflation and an increased cost of living. Now more than ever, it is recommended that you save for your own retirement, since state pensions will become so small they will be insignificant. But how does a personal pension compare with other financial investments?...

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