Business Credit Card FAQ

A business card is both a convenience and an effective way to track expenses....

Independent Financial Advisers For The Young

A look at the financial situation of the young considering the pressures of ever increasing debt and the mis-conception of independent financial advisers being for the wealthy....

Smart Retirees - Why Phased Retirement Could Save You In Your Golden Years

We're talking about the mass exodus expected from the workforce by our baby boomer generation who number about 80 million just in the United States....

How To Use Certified Diamonds To Invest Your Money Wisely?

Certified diamonds are those diamonds that have been graded in laboratories and have been issued certificates as to its quality. According to experts, grading and certifying the diamonds make these precious stones fit for trading. Since certified diamonds are considered as tradable commodity, a lot of people all over the world have turned to these precious stones as a form of investment....

Winning the Game to Financial Freedom

Financial knowledge is the key to success. Researching all the financial information available is a must to becoming educated in building wealth. People are responsible for learning all there is to know about finances, preventing money blunders and financial difficulties....

Danger: Recession Ahead Proceed with Caution

Housing, and related, jobs account for 10% of our total employment. Single family housing starts fell 7.3% in October and permits dropped 6.6%, to the lowest levels in 15 years. (You can see the ripple effect on the earnings of Home Depot and Lowes.)...

Government Grant Helping You To Get Your Start In Business

Getting into a business is much more important than actually carrying on the business. At least that is what most entrepreneurs from around the world with limited financial resources will believe. However, in a developed economy like the US, this problem is not that major....

Making Exchange Traded Funds (ETFs) Work for You

Exchange traded funds are index funds which have advantages over open-end index mutual funds. ETFs trade all day long on the stock exchanges, may be purchased through any broker, have lower fund expenses than mutual funds, and have less likelihood of generating unwanted taxable gains than mutual funds....

The Tax Problem No One is Telling You About

You have been saving diligently now for many years, looking forward to the day, not too far down the road, when you can retire and begin living off those hard saved dollars. You have done everything the gurus and planners have told you to do but you have a sinking feeling in your belly that maybe it wasn't enough....

Expectations versus Reality in Retirement

As we baby boomers approach retirement many of us have started to take a much closer look at what we will need in the form of assets if we are to live to the age of 80 and beyond. Most of us have been very focused on accumulation of assets up to this point and may not have stopped to consider what the future outcomes might look like....